O3 保障范围详情
保障责任
Coverage
方案一 Option 1
方案二
Option 2
备注
Notes
人身意外伤害身故/伤残Accidental Death/Dismemberment
£50,000
£75,000
附加旅行意外伤害双倍给付
Double Indemnity for Accidents
£50,000
£75,000
公共交通和自然灾害意外
Public transport and natural disaster
附加境外留学医疗费用
Study Abroad Medical Expense
£100,000
£100,000
含意外和疾病医疗,以及个人牙科意外医疗费用
Include accident or sickness medical, and accidental dental expense
附加缓解性牙科治疗费用 - 自然牙的紧急解痛措施
Palliative dental - Emergency pain relief treatment to natural teeth
£500
£500
£250/每颗牙
£250 / tooth
附加旅行住院津贴
Hospital Allowance
£50/day
£50/day
免赔3天,最长赔偿天数90天
excess 3 days, max 90 days
附加医疗运送和送返
Emergency Medical Evacuation & Repatriation
£150,000
£150,000
附加身故遗体送返
Return of Mortal Remains
£50,000
£50,000
附加住院探望
Emergency Medical Reunion - Visit Relatives Allowance
£3,000
£3,000
每人每天最多赔偿£200, 最多£3,000
Per insured person up to £200/day, max £3,000
附加境外留学学业中断
Study Abroad Interruption
£7,500
£7,500
学费 Tuition
附加旅行证件丢失
Lost Travel Document
£1,500
£1,500
证件遗失重置费用每次最多赔偿£200; 相关交通住宿费用最高保额£1500
Up to £200 for replacing documents;
Related accommodation max £1500
附加旅程延误
Trip Delay
£90
£90
每延误6小时赔偿£90
£90 after 6hrs
附加行李延误
Baggage Delay
£225
£225
每延误8小时赔偿£75
£75 every 8hrs