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保障方案Insurance Plan            (单位:美元)(Unit: US$)

保障责任Coverage 方案一 Option 1 方案一 Option 2 备注Notes

人身意外伤害身故/伤残

Accidental Death/Dismemberment
$50,000 $65,000  

附加境外留学医疗费用

Study Abroad Medical Expense
$100,000 $100,000

含意外和疾病医疗,以及个人牙科意外医疗费用

Include accident or sickness medical, and accidental dental expense

附加缓解性牙科治疗费用 - 自然牙的紧急解痛措施

Palliative dental - Emergency pain relief treatment to natural teeth
$500 $500

$250/每颗牙

US$250 / tooth

附加旅行住院津贴

Hospital Allowance
$50/天day $50/天day

免赔3天,最长赔偿天数90天

excess 3 days, max 90 days

附加医疗运送和送返

Emergency Medical Evacuation & Repatriation
$150,000 $150,000  

附加身故遗体送返

Return of Mortal Remains
$50,000 $50,000  

附加住院探望

Emergency Medical Reunion - Visit Relatives Allowance
$3,000 $3,000

每人每天最多赔偿 US$200, 最多US$3,000,最多15天

Per insured person up to US$200/day, max US$3,000,up to 15 days

附加旅行证件丢失

Lost Travel Document
$1,500 $1,500

证件遗失重置费用每次最多赔偿$200; 相关交通住宿费用最高保额US$1500

Up to US$200 for replacing documents;

Related accommodation max US$1500
附加旅程延误
Trip Delay
$90 $90

每延误6小时赔偿$90

US$90 after 6hrs

附加行李延误

Baggage Delay
$225 $225

每延误8小时赔偿$75

US$75 every 8hrs